Infrastructure works better connected
tPay365 sits between payroll and the bank account. We partner with HRIS platforms, banking providers, and service companies to make that layer work for everyone.
Three ways to partner
HRIS & Payroll
Connect your payroll platform to obligation-first routing
tPay365 ingests payroll events from HRIS systems and applies obligation logic before funds reach employees. We support pre-payroll deduction instructions, post-payroll middleware, and continuous employee sync.
What we need
- Payroll event webhooks or batch file export
- Employee data sync (name, email, status, pay identifiers)
- Deduction instruction acceptance (optional)
What you get
- "Integrates with tPay365" badge and co-marketing
- Employee financial wellness feature without building it
- Reduced employer churn
Supported: BACS Standard 18, CSV, API webhook
View HRIS integration specBanking & EMI
Provide the regulated accounts that power tPay365
tPay365 operates as a technical service provider through licensed banking partners. We need safeguarded vIBANs, fund segregation, and — at scale — yield pass-through arrangements.
What we need
- Segregated vIBAN provisioning
- Safeguarded e-money accounts
- Payment execution APIs
- Yield discussion at volume thresholds
What you get
- Deposit growth from payroll inflows
- Platform-level distribution
- Clean compliance story
Current: FCA-regulated EMI partner
View banking partnership specService Providers
Get paid directly from ring-fenced salary vaults
Landlords, utility companies, and subscription services can connect to tPay365 so that bills are paid from dedicated vaults — not from the employee’s general spending balance. Zero failed direct debits.
What we need
- A bank account to receive payments
- Or: API integration for real-time settlement
What you get
- Guaranteed payment from ring-fenced funds
- Zero failed direct debits
- Reduced churn
- "Accepts tPay365" trust signal
Connection: tPay_ID (no-code) or API
View provider integration specFrom first call to live integration
Evaluate
We share our integration specification. You assess technical fit and commercial alignment. We answer architectural questions and provide sandbox access where available.
1–2 weeksBuild
Your engineering team connects to tPay365 using our API, webhook, or file-based ingestion. We provide test environments, sample payloads, and direct engineering support.
2–6 weeksLaunch
Integration goes live. We co-announce, enable mutual customers, and begin joint go-to-market. Ongoing support via dedicated partner channel.
ContinuousEarly partners shape the infrastructure
tPay365 is pre-launch. That's not a weakness — it's an opportunity.
Early integration partners don't just connect to the platform. They influence how the integration layer is designed. API contracts, webhook schemas, data models, and commercial terms are being defined now.
- Direct input into integration design
- Priority placement in our employer onboarding flow
- Founding partner recognition (permanent, not time-limited)
- First access to employer distribution as we scale
For HRIS Partners
Every employer we onboard asks ‘Does this work with our payroll system?’ Your integration is our answer. That’s distribution for you without CAC.
For Banking Partners
Payroll is the most predictable inflow in consumer finance. tPay365 routes it through your accounts. That’s recurring deposits at zero acquisition cost.
For Service Providers
Bills paid from dedicated salary vaults don’t bounce. That’s a 0% failure rate on recurring payments — better than any direct debit.
Built for enterprise integration from day one
API-First
RESTful APIs with OpenAPI 3.1 specs. Every endpoint documented, typed, and versioned.
Webhook-Driven
Signed webhooks for real-time event notification. Retry logic with exponential backoff.
Idempotent Operations
Every payroll submission, fund transfer, and vIBAN creation is idempotent by design. Safe to retry.
BACS Standard 18
Native parsing of the UK payroll clearing format. No middleware translation required.
Sandbox Available
Test environment with synthetic payroll data. Full API access for integration development.
Mutual TLS
All partner-to-tPay365 communication supports mTLS with client certificate verification.
Interested in partnering?
Tell us about your platform, your integration capabilities, and what you're looking for. We'll respond within 2 business days with a technical specification and next steps.
Start a partnership conversationPrefer email? Reach us at partnerships@tpay365.com
Current partners and integration candidates receive a full technical specification pack including API documentation, data flow diagrams, and commercial term sheets.